Our Attorneys Specialize in Bad Faith Claims

When you pay a premium and purchase an insurance premium, whether for motor vehicle insurance, homeowner’s insurance, life insurance, disability insurance, or any other type of insurance, you are entitled to obtain in a timely manner the policy benefits for a covered claim. When an insurer acts in “bad faith,” which is defined as unreasonable or unfair conduct, you may pursue legal action against the insurer, known as a “bad faith claim," for damages including attorney fees and punitive damages. The law is designed to deter an insurer from engaging in unfair claims practices and misconduct. Specific practices may include:

• Misrepresenting important facts or policy provisions regarding the coverage at issue.
• Failing to promptly and reasonably act upon communications regarding claims made.
• Failing to implement reasonable standards for investigation of claims.
• Refusing to pay benefits for claims made without conducting a reasonable investigation.
• Failing to attempt in good faith to effectuate prompt and fair settlements of claims when liability is clear.
• Attempting to settle claims for less than what is reasonable.
• Failing to promptly provide a reasonable explanation for the denial or offer to compromise a claim.